| Share Savings Fees |
| • Excessive Withdrawal
Fee |
$2.00 per withdrawal. After
2 withdrawals per month |
| • Dormant Account
Fee |
$5.00 per Quarter. After 2 years of no
activity or 3 months without a current address. |
| Account Fees |
| Overdraft Fee |
$25.00 per item |
| NSF Fee |
$25.00 per item |
| Returned Item Fee |
$5.00 per item |
| Stop Payment Fee |
$20.00 per request |
| Share Draft Printing |
Prices may vary depending on style |
| Service Fee |
$4.00 per month if minimum balance is not
met |
| Draft Copy Fee |
$2.00 per copy |
| Other Service Fees |
| Account Reconciliation |
$10.00 per hour |
| Account Research |
$10.00 per hour |
| Statement Copy Fee |
$2.00 per copy |
| Deposit Item Return Fee |
$5.00 per item |
| Wire Transfer Fee (outgoing) |
$15.00 per Transfer |
| Account Transfer Fee |
$1.00 per Transfer |
| Account Printout Fee |
$2.00 per item |
| Account Closing Fee |
$15.00 if account is closed 60 days or sooner, after initial
open date |
| EFT Fees |
| ATM Withdrawal/Transfer Fee |
$1 .00 per withdrawal/transfer at nonproprietary ATMs |
| Safe Deposit Box Fees |
| Annual Rental Size 3x5 |
$10.00 per year |
| Annual Rental Size 3 x 10 |
$20.00 per year |
| Annual Rental Size 5 x 10 |
$30.00 per year |
| Annual Rental Size l0 x 10 |
$60.00 per year |
| Change of Locks |
$75.00 per lock |
| Drilling of Boxes |
$75.00 per box |
| Share Value Membership Fee |
| Par value of one share |
$25.00 |
| Membership Fee |
$1 .00 |
