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Nascoga offers low cost loans with highly competitive rates. Simple,
not compound, interest is charged. We do not charge a fee to obtain
a loan.
Student Loans - Thru Pan-Handle Plains (check
out the link on our home page or stop by our office for details)
Share Secured Loans – Secured by your share
accounts.
Personal Loans – (no security required)
For vacations, taxes, Christmas expenses, etc.
MasterCard – No annual fee with a low fixed
rate.
Other loan services include:
Credit Life and Credit Disability Insurance
GAP Protection on Auto Loans
All Rates Effective as of October 1, 2008
Rates shown are the Best Available and are Subject to Change
| Security |
APR
* |
Term |
New
Autos
Cars/Pickups |
6.05%
|
72 months
|
5.85%
|
66 months
|
5.65%
|
60 months
|
5.55%
|
48 months
|
5.55%
|
36 months
|
Used Autos
2007 – 2005
|
5.75%
|
60 months
|
|
2007 - 2005
|
5.95%
|
66 months
|
|
2004 - 1999
|
6.75%
|
48 months
|
| |
| New Boats, RVs, & Campers |
7.00%
|
|
Used Boats, RVs, & Campers
2008 – 2006
|
7.85%
|
54 months
|
|
2005 – 2000
|
8.85%
|
36 months
|
| |
| New Street Motorcycles |
7.00%
|
60 months
|
| Used Street Motorcycles
2008 - 2000
|
9.75%
|
48 months
|
| |
| New Farm Equipment |
7.10%
|
72 months
|
| Used Farm Equipment |
8.00%
|
48 months
|
| Cattle |
7.50%
|
36 months
|
| |
| New Dirt Bikes, 4-wheelers,
Jet Skis |
10.25%
|
48 months
|
| Used Dirt Bikes, 4-wheelers,
Jet Skis |
12.75%
|
36 months
|
| |
Personal Loans
Up to
$5000.00
per individual account |
9.90%
|
36 months
|
| Shares Secured |
2% over current dividend rate
|
60 months
|
| Certificate Secured |
2% over CD rate
|
12-36 months
|
| |
| Home
Equity Loans |
6.15%
|
5 years
|
6.35%
|
10 years
|
7.35%
|
15 years
|
Please call the credit union for residential
mortgage, residential construction and home improvement rates.
Lots and Small Acreage (No Improvements) – Call the
Credit Union for information on land loans. (940) 665-1797
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| |
| MasterCard |
9.90%
|
No Annual Fee
|
*APR is the Annual Percentage Rate. Your actual
rate will depend on your credit score. Rates and terms subject to
change without notice. Rates shown reflect a .50% discount for payroll
deduction or automatic payment. Other rates and terms available.
Certain restrictions and terms may apply.
Rates shown are the best available, you may qualify for a different
rate, please contact the Credit Union
for full details.
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