Deposit Accounts
Financial Calculators   Fee Schedule

All Rates Effective as of August 20, 2008

Share Accounts - The last declared dividend rate was:

Share Accounts
Rate
APY*
$100.00 to $9,999.99

1.00%

1.00%
$10,000.00 to $49,999.99
1.50%
1.51%
$50,000.00 and up
1.75%
1.76%
*APY is the Annual Percentage Yield.

Once you have joined the credit union, you are then eligible for the other services we offer:

Share Draft Accounts – A checking account with low minimum balance requirements, a free Visa check card and low service fees make Nascoga the best check deal around.

Share Draft Accounts
Rate
APY*
Average daily balance

0.75%
0.75%
Dividend paid monthly.
*APY is the Annual Percentage Yield.

Individual Retirement Account (IRA) - We offer Traditional & Roth IRA Accounts.

IRA Accounts
Rate
APY*
   

3.30%
3.34%
*APY is the Annual Percentage Yield.

Share Certificates – A time deposit with a minimum deposit of $1,000.00.

Share Certificates
Rate
APY*
Term
$1,000.00
2.20%
2.22%
3 months
$1,000.00
2.75%
2.78%
6 months
$1,000.00
3.00%
3.03%
12 months
$1,000.00
3.10%
3.14%
18 months
$1,000.00
3.10%
3.14%
24 months
$1,000.00
3.10%
3.14%
36 months

IRA Share Certificates – A time deposit with a minimum deposit of $1,000.00 .

Share Certificates
Rate
APY*
Term
$1,000.00
2.20%
2.22%
3 months
$1,000.00
2.75%
2.78%
6 months
$1,000.00
3.00%
3.03%
12 months
$1,000.00
3.10%
3.14%
18 months
$1,000.00
3.10%
3.14%
24 months
$1,000.00
3.10%
3.14%
36 months

*APY is the Annual Percentage Yield.

Money Market Accounts allow our members to earn high dividend rates yet still keep their funds readily accessible by allowing check withdrawals, cash withdrawals and transfers.

There are only six transactions per month allowed, three of which may be checks. If more than six transactions occur in one month, there will be a $3.00 transaction fee.

Balance must stay above $2,000.00 or else an $8.00 service charge will apply.

Money Markets
Rate
APY*
$2,000.00 - $9,999.99
1.50%
1.51%
$10,000.00 - $49,999.99
1.75%
1.76%
$50,000.00 +
2.50%
2.53%

*APY is the Annual Percentage Yield.

Minimums shown are to earn the stated APY. The rates appearing on this website are accurate as of the effective date indicated above. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

With Teller Hotline, you can stay in touch with your credit union accounts from almost anywhere.

To use Teller Hotline, you must be calling from a touch-tone phone, know your member (account) number and personal identification number (PIN).

Teller Hotline is a free and convenient service to all Nascoga Federal Credit Union members.
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“This credit union is federally insured by the National Credit Union Administration.”