| Nascoga
Federal Credit Union is a full-service, not-for-profit
cooperative financial institution. It was formed for the purpose
of encouraging savings by offering a good rate of return, using
collective moneys to make loans at competitive, low rates and providing
other useful financial resources.
Here are just a few of the Products we offer our Members:
Low Cost Loans
Student Loans
High Yield Savings Accounts
Affordable Checking
MasterCard with No Annual Fee
IRA’s
Some of our Services include:
ATM
American Express Travelers Checks
Notary Service
Direct Deposit and Payroll Deduction
Safe Deposit Boxes
Debit Cards
Teller Hotline
Mortgage Loans
Home Equity Loans
Home Banking
Vehicle Loans
| Truth-in-Savings
Fee Schedule |
Effective as of
July 25, 2007 |
| |
| CHECKING
ACCOUNT FEES |
| Non-sufficient Funds (NSF) |
$25.00 per item |
| Courtesy Pay |
$25.00 per item |
| Returned Item |
$ 5.00 per item |
| Stop Payment |
$20.00 per request |
| Service Charge – Regular Checking Account |
$ 5.00 per month if balance falls below minimum |
| Money Market Transaction Fee |
$ 3.00 per item over the allowed number of transactions |
| Check Printing |
$ Prices vary upon style |
| |
| OTHER SERVICE
FEES |
| Wire Transfer – Outgoing (domestic) |
$15.00 per wire |
| Account Reconciliation |
$10.00 per hour |
| Account Research |
$10.00 per hour |
| Statement Copy |
$ 2.00 per copy |
| Account Closure Fee – If account closed within sixty
(60) days |
$15.00 |
| Automatic Transfer Fee |
$ 2.00 per transfer |
| Wire Transfer – Outgoing (international) |
$30.00 per wire |
| Inactive Account Fee |
$ 5.00 per quarter |
| Cashier’s Check Fee |
$ 2.00 per check |
| |
| EFT FEES |
| ATM Withdrawal – Transaction at ATM’s not owned
by the Credit Union |
$ 1.00 per transaction |
| Debit Card Overdraft |
$25.00 per item |
| ACH Overdraft |
$25.00 per item |
| ATM/Debit Card Replacement |
varies based on style |
| |
| SAFE DEPOSIT BOX
FEES |
| Annual Rental: |
|
| 3 x 5 Box Size |
$10.00 per year |
| 3 x 10 Box Size |
$25.00 per year |
| 5 x 10 Box Size |
$35.00 per year |
| 10 x 10 Box Size |
$65.00 per year |
| Change of Locks |
$75.00 per lock |
| Drilling of Boxes |
$75.00 per box |
| |
| SHARE VALUE/MEMBERSHIP
FEE |
| Par Value of One Share |
$25.00 |
| Membership Fee |
$ 1.00 |
| |
| All fees are subject to change. |
|
